The beginning of Credit Union of Agricultural Cooperatives is linked to Malopolska Region, where agricultural cooperative movement initialized by Stefan Stefczyk in 1899 was captured into concise legal frames called „The Bureau of Patronage over Companies of Savings and Loans at the State Department in Lwow”. That credit institution became seed of Credit Union of Agricultural Cooperatives in Lwow established in 1909. State Credit Union was an outpost of particularly self-governing, state character contributing towards the development of agricultural cooperatives. Soon after regaining independence by Poland after World War I, The Bureau of Patronage over Agricultural Companies in Lwow was reorganized into Credit Union of Agricultural Cooperatives in Warsaw with extended area of operation onto the entire territory of the Republic of Poland. During the Nazi occupation Credit Union of Agricultural Cooperatives still remained the financial centre for agricultural cooperatives. Unfortunately, after liberation from the German occupation Credit Union of Agricultural Cooperatives was forced to cease its activity.