Historia, stan obecny i perspektywy rozwoju sektora spółdzielczego na przykładzie Powiatowego Banku Spółdzielczego w Zamościu

Work concentrates on the role played by co-operative banks, as a local bank. Nowadays their role has increased from year to year now it is about 4-5% of total market share, and their profitable is rising. Lubelski Macro region was chosen for analyses due to its tradition of co-operative banking and the specific characteristics of the region. Papers analyses the function of co-operative banks in stimulating the development of local communities. Co-operative banks can perform many function, these include non-agricultural function as well as these function connected with the integration with EU.